But I’m too young for senior discounts!

The first time a cashier gave me a senior discount, I gave it back. I’m not eligible.j0178844 The second time – different cashier, same week – it felt like a nearer-death experience. I tried to give it back, but the cashier refused. I went home with my chicken salad and pondered how much future there might be left.

So much for the anti-wrinkle serum, the freshened-up red hair and the fashionably hot neon-coral sweatshirt. They made me feel good, but would they give me the aura of youth only among people who’ve actually earned the senior discount?

I scurried for the mirror. Was I too fat? Too thin? Did I smile too little? Too much? Did I overdo the whitening toothpaste so that my teeth looked fake? Did I inadvertently drop a cultural reference to following OJ’s slow-speed chase on TV as it unfolded? Was it because of the empty space in my handbag where a smartphone ought to be?

The first time it happens, it’s shocking – like getting your first AARP solicitation at age 45 when it’s not a birthday joke. Then the mailbox starts sprouting More

Reset your spending with a poverty week

Remember when you had no money – I mean long ago, before you ever had muchPennies money? If you were like me, you avoided frills and squeezed maximum value out of every dollar.

When your spending goes off-kilter, revisit that time. Give yourself the gift of a poverty week to slow down and reset your priorities – though not necessarily your financial priorities.

I’ve used poverty weeks to improve my diet; when I was young and just starting out on my own, I chose fruit and vegetables instead of Ben & Jerry’s. A poverty week also served as a retreat for focusing on creativity and redirection. Once I set aside a poverty week just to home in on cleaning out the garage and fixing up the house.

On the financial side, poverty weeks have helped me to break shopping binges; you can’t order online if you pretend your credit cards don’t exist, and by the end of the week, you’ve moved on to other fun—like being creative or cleaning More

What day is it?

November 2022